Performance Management Eerie Ltd

Question: Examine about thePerformance Managementfor Eerie Ltd. Answer: Assessment Our organization Eerie Ltd has been in tasks for a long time. We fabricate sensors and we executed a cross breed system of cost pioneer and separation procedures to make and sell our items. The exhibition examination indicated that we took some business choices, out of which, some ended up being gainful and others were a disappointment. The general execution results were bad true to form. The organization did well in dealing with the expenses and kept up a decent monetary structure over the span of 8 years. What exploded backward at us was that during the execution of the half and half technique we overlooked that it needs an ideal opportunity for another organization to increase a solid and skilled brand picture, and it put the organization in danger of missing clients. It brought about a misfortune for the organization, as high consumption in plant extension couldn't be taken care of in light of lacking clients and prompted taking crisis credits twice. What's more, we made some poor interests in TQM activities that brought about low returns. (Ward and Peppard 2016). The cross breed technique worked for us on account of item personality. Because of the goal of the organization in being available in each portion of the market and improving RD competency the organization promptly passed high supplier expenses to shoppers due the nonattendance of elective items in the m arket. A devoted client base helps keep the income stream of the organization consistent and decreases the effect of downturns and swellings. The technique was not perfect for the organization as there was a danger of being imitated by contenders at each stage (Rothaermel 2015). By actualizing cost initiative, Eerie Ltd attempted to beat rivalry by offering items at a low cost than others, settling on RD costs, material expenses and creation costs. It helped us in contending with different organizations in the value fragment and improved our deals. We likewise had the option to keep up a decent harmony among obligation and value. Assembling of low end and customary items helped us limit work costs too. The advantages that our organization procured were the minimization of expenses, yet missed getting huge piece of the pie. It brought benefits and a decent volume of interest as a result of the lower costs. The slim net revenue doesn't permit the contenders to recover their past situations in the market (Lechner and Gudmundsson 2014). Concentrating on cost and value decrease removed the consideration from obliging client decisions and inclinations. Contenders imitated this procedure of bringing in cash quick and brought down their item costs. Low interest in R D hindered execution of inventive and new advancements. It brought about decreased presentation of client requested items. The firm experienced misfortune with regards to ROS and ROE, which brought about absence of certainty from the financial specialists side. Later on ROE improved because of legitimate usage of advantages and stocks. Low speculation additionally made the entire innovative work process moderate, and when another item was built up the innovation got out of date. It made the organizations very good quality item portion experience the ill effects of the opposition. To center in consumption decrease we didn't think of consumer loyalty, and it is a significant factor in securing greatest piece of the overall industry. Also, at first we were traditionalist in acquainting new items due with low capital. To concentrate on recovering the costs, our organization chose to charge clients better than expected costs. It didn't concur with the past choice of value decrease to acq uire great volume of offer. Be that as it may, with the expansion in value, the client base started to diminish and the interest of our items descended. Deals and net revenues went down (Hill, Jones and Schilling 2014). While assessing the choices we took, while actualizing some business systems, we figured out how to keep away from botches in future and take better choices to get greatest benefits for the organization. In the wake of getting some answers concerning our low net revenues and decreased interest we comprehended that we neglected to offer significance to one thing i.e., consumer loyalty. We likewise comprehended that the best approach to fulfill clients is to give them items and administrations that satisfy their preferences and inclinations. Clients are fulfilled when they are furnished with new and imaginative items normally. The item ought to likewise maintain the variables of low cost and high effectiveness. Extreme consumer loyalty brings about popularity and thus builds overall revenues. A decent measure of income age prompts the procuring of more piece of the pie and prevailing upon contenders. Therefore, it is basic that a companys items and its costs are good and sensible enoug h to draw in the greatest number of customers and make appeal thus (Oliver 2014). What I gained from this entire achievement and disappointment circumstance is the manner by which to take care of issues and oversee emergencies viably. I took in a ton of things through this recreation and certain parts of my dynamic improved. I enhanced how to recognize the motivation behind the choice to be taken. Recognizing the issue and the necessity is the initial step to taking great choices. I bettered on social affair data identified with the issue. My information assortment significance improved thus did my capacity to pass judgment on data based on sum. Not all information assembled is required, and undesirable information should be disposed of (Clinton 2012). I enhanced how to pass judgment on the elective arrangements, on what rules should they be surveyed and afterward figure the proper answer for the issue close by. I figured out how to look at every other option and compute their potential results and outcomes. The cons and star examination of every option is importa nt with the goal that an appropriate arrangement can be settled on. The following thing I enhanced is the means by which to actualize and change the arrangement picked into the particular activity plan and how to execute the entire arrangement adequately. I at long last learnt and cleaned on my abilities assessing the results of my choice in the issue and how to settle on my further activity steps (Ferrell and Fraedrich 2015). The holes I distinguished in the entire assessment process are my failure to rely on my instinct and thinking aptitudes. I neglected to offer significance to my feeling that emerged from my encounters and my recognitions. I likewise couldn't enhance my thinking aptitudes. I acted indiscreetly and just took choices dependent on transient destinations rather than long haul ones (Betsch and Haberstroh 2014). Therefore, my organization needed to acquire obligations and needed to take crisis credits in the wake of missing the mark on capital and assets. Organizations take choices to decrease hazards in any new and dubious endeavors. Choices get impacted by encompassing vulnerabilities that are not in charge of the organization on occasion. Distinguishing and endeavors to control these variables put the organization in the way of precisely improve their dynamic procedures. Some different variables that impact my dynamic in any circumstance are distinctive subjective inclinations, ascend in responsibility and indented results, singular contrasts and a confidence in singular importance. Intellectual predispositions over reliance on past experience of dynamic, perspective inclination, conviction inclination, exclusion predisposition and affirmation predisposition. Intellectual inclinations help people in depending more on perceptions and taking effective choices (Arceneaux 2012). Now and again individuals take choices at the warmth existing apart from everything else and offer ascent to nonsensical duty. They get a propensity of taking dangerous choices when they sense they are liable for negative results. Singular contrasts like segment and financial components impact the capacity to take choices and include individual inclinations. Individual significance offers ascend to choices dependent on the conviction of people that they are giving material and successful choices. Every one of these elements impact dynamic procedures (Saaty and Vargas 2013). References Arceneaux, K., 2012. Psychological inclinations and the quality of political arguments.American Journal of Political Science,56(2), pp.271-285. Betsch, T. also, Haberstroh, S. eds., 2014.The schedules of dynamic. Brain science Press. Clinton, J.R., 2012.The creation of a pioneer: Recognizing the exercises and phases of authority improvement. NavPress. Ferrell, O.C. furthermore, Fraedrich, J., 2015.Business morals: Ethical dynamic cases. Nelson Education. Slope, C.W., Jones, G.R. furthermore, Schilling, M.A., 2014.Strategic administration: hypothesis: a coordinated methodology. Cengage Learning. Lechner, C. also, Gudmundsson, S.V., 2014. Pioneering direction, firm system and little firm performance.International Small Business Journal,32(1), pp.36-60. Oliver, R.L., 2014.Satisfaction: A social point of view on the buyer. Routledge. Rothaermel, F.T., 2015.Strategic administration. McGraw-Hill. Saaty, T.L. also, Vargas, L.G., 2013.Decision creation with the expository system process: monetary, political, social and innovative applications with benefits, openings, expenses and risks(Vol. 195). Springer Science Business Media. Ward, J. also, Peppard, J., 2016.The Strategic Management of Information Systems: Building a Digital Strategy. John Wiley Sons.

Agro- Processing Industry in India free essay sample

Chapter by chapter list 1. AGRO-PROCESSING: AN INTRODUCTION3 2. Development OF AGRO PROCESSING SECTOR3 3. GOVERNMENT POLICIES4 4. SWOT ANALYSIS FOR AGRO-PROCESSING INDUSTRY6 5. Objective 20157 6. Association VAPCOL8 7. Item: CASHEW-NUT9 7. 1 Cashew industry in India: An Overview10 7. 2 Supply chain of Cashew item promoted by Vapcol11 7. 3 Value Addition Process12 7. 4 Sales and circulation and Marketing of Cashew nut12 REFERENCES13 List of tables Table 1: Agro-Processing Industries in Indiaâ€Growth, Status and Prospects4 Table 2: Product-Portfolio of VAPCOL9 Rundown of figures Figure 1: Cashew creation, utilization, send out, import pattern 10 Figure 2: State insightful household creation trend11 Figure 3: Procurement channel of Cashew12 Figure 4: Flow diagram of Cashew processing12 ? 1. AGRO-PROCESSING: AN INTRODUCTION according to definition, Agro preparing is a lot of techno-monetary exercises, applied to all the produces, starting from agrarian ranch, animals, water social sources and timberlands for their protection, taking care of and esteem expansion to make them usable as food, feed, fiber, fuel or mechanical crude materials. This particular segment has encountered development during most recent five decades, beginning with a bunch of offices which were primarily working at local/house level. We will compose a custom paper test on Agro-Processing Industry in India or on the other hand any comparative subject explicitly for you Don't WasteYour Time Recruit WRITER Just 13.90/page On the off chance that appropriately created, agro-handling part can make India a significant player at the worldwide level for promoting and flexibly of prepared food, feed and a wide scope of other plant and creature. The extent of the agro-handling industry envelops all activities from the phase of collect till the material arrives at the end clients in the ideal structure, bundling, amount, quality and cost. Agro-preparing is presently viewed as the ‘sunrise sector’ of the Indian economy because of its enormous potential for development and likely financial effect explicitly on work and salary age. While up to 14 percent of the complete work power is occupied with agro-handling division in created nations legitimately or in a roundabout way; in India, just around 3 percent of the work power is engaged with this area. This uncovers huge undiscovered potential for work. Our nation has various agro-climatic conditions and shopper inclinations and consequently it delivers a tremendous assortment of rural and animals materials. The misfortunes in ranch produce in India because of poor post reap the executives have been evaluated to be of an exceptionally high request. The assessed misfortune incorporates misfortunes during capacity, taking care of and processing/preparing. By embracing legitimate agro handling innovation, the degree of post reap misfortunes could be brought down to under 50% of the current level. The 2. Development OF AGRO PROCESSING SECTOR Beginning with few handling offices in 1950-51, a genuinely all around spread system of preparing offices has been created in the Country. Agro-preparing innovation in India has been constantly gaining consistent ground towards modernization. The table referenced underneath gives data of the most recent improvement inclines in regard of significant yields/crop gatherings. Table 1: Agro-Processing Industries in Indiaâ€Growth, Status and Prospects Sl. No. CropRecent items, procedures, patterns and innovations 1Rice Fully programmed present day rice plants Halfway cooked/brisk cooking rice Breakfast oats and worth included items Attractive bundling and marking 2Wheat Fully programmed roller flour processes Whole grain wheat flour, Fortified wheat flour Attractive bundling and marking Large number of prepared items Automatic chapatti making machines 3MaizeCorn flour-bundled and marked, Baby Corn pieces and worth added items including prepared to-eat snacks (salted improved) Starch material, corn oil with explicit buyer wanted properties Large, programmed corn handling plants Coarse-CerealsValue-included items including breakfast nourishments expelled sustained scrumptious items 5PulsesAutomatic handling units for beats with driers, shading sorters and bundling unit Cold putting away of prepared heartbeats Snack food sources and other worth included items 6SoybeanProduction of full fat soy flour/compound dynamic soy flour for bread shop and strengthened nourishments Ready-to-eat nibble food sources Source: agricoop. nic. in Major issues looked by Agro-preparing units have been: (a) Low limit usage, b) Poor recuperation of the completed item from the crude materials, (c) Problems of organizing satisfactory working capital and its administration, (d) Low item quality and (e) Unreliable guaranteed power gracefully. 3. GOVERNMENT POLICIES The Government has defined and actualized a few plans to give budgetary help to setting up and modernizing of food preparing units, making of foundation, support for innovative work and human asset improvement notwithstanding other limited time measures to energize the development of the handled food part. The Center has allowed under the Income Tax Act a reasoning of 100 percent of benefit for a long time and 25 percent of benefit in the following five years if there should arise an occurrence of new agro handling ventures set up to bundle and safeguard foods grown from the ground. †¢Excise Duty of 16 percent on dairy hardware has been completely deferred off and extract obligat ion on meat, poultry and fish items has been diminished from 16 percent to 8 percent. †¢Most of the prepared food things have been excluded from the domain of authorizing under the Industries Development and guideline) Act, 1951, with the exception of things held for little scope division and mixed drinks. †¢Food preparing businesses were remembered for the rundown of need part for bank loaning in 1999. †¢Automatic endorsement for outside value up to 100 percent is accessible for the greater part of the prepared food things aside from liquor, brew and those held for little scope division subject to specific conditions. †¢The Union Commerce Ministry has endorsed a brand advancement crusade for esteem included â€Å"Made in India† cashew being propelled in the West Asian market by March end. The battle, mooted by Cashew Export Promotion Council of India (CEPCI), includes a budgetary help of US$ 344,787 by the Ministry. †¢Full repatriation of benefits and capital has been permitted. †¢Zero obligation import of capital merchandise and crude material for 100 percent send out arranged units. †¢Sales of up to 50 percent in residential levy zone for agro based, 100 percent send out arranged units is permitted. †¢Government awards have been surrendered for setting regular offices in agro Food Park. †¢Full obligation exclusion on all imports for units in trade handling zones has been finished. Sanitation and Standard Act, 2006 Till the year 2005, thirteen distinct laws were pertinent on the food and food preparing part. †¢FSSA will be supported by a few logical boards and a focal warning advisory group to set down guidelines for sanitation. These norms will incorporate details for fixings, contaminants, pesticide buildup, organic dangers and names. †¢The law will be authorized through State Commissioners of Food Safety and neighborhood level authorities. †¢Everyone in the food segment is required to get a permit or an enlistment which would be given by neighborhood specialists. Under APMC Act ?Transaction outside the controlled mandis is disallowed by most states. ?The acquisition of rural produce ought not be encouraged legitimately from farmer’s fields. ?Most states don't energize direct promoting and Contract Farming. ?The private parts are not permitted to contribute for the framework improvement. ?The buyer must be an enlisted operator at the discount advertise Under Model Act ?There is no impulse to sell through existing markets controlled by the APMC ? This demonstration empowers acquisition of rural produce legitimately from the Farm Gate ? This demonstration empowers contract cultivating and there is arrangement for direct offer of ranch produce 4. SWOT ANALYSIS FOR AGRO-PROCESSING INDUSTRY 4. 1 Strength: †¢Raw material is accessible during the time †¢This part is getting support from the legislature and is in effect socially acknowledged as a significant region †¢There is tremendous residential market for agro handling of various agric items †¢There is huge system of assembling offices everywhere throughout the nation 4. 2 Weakness: There is high prerequisite of working capital in this industry. †¢The linkages between RD labs and industry are insufficiently evolved. †¢Remuneration is less appealing for ability in contrast with contemporary controls. †¢There is deficient computerization as for the data. †¢There is low accessibility of new solid and better precision instruments and types of gear the executives. 4. 3 Opportunity: †¢Large harvest and material base in the nation due to agro-biological fluctuation offers huge potential for agro preparing exercises. Reconciliation of improvements in contemporary advances, for example, hardware, material science, PC, bio-innovation and so forth offer huge extension for fast improvement and progress. †¢Opening of worldwide markets may prompt fare of our created innovations and encourage age of extra pay and work 4. 4 Threat: †¢This industry may need to confront rivalry from worldwide players †¢Trained labor is moving to different enterprises and different callings because of better working conditions winning there. Such move may prompt deficiency of labor in agro-handling industry. †¢Rapid advancements in contemporary and prerequisites of the business may prompt quick oldness. 5. Objective 2015 ?Ministry of Food Processing Industries had authorized a dream record for the development of FPI area. ?Handling of perishables is intended to build 20 percen

How Cognitive Reframing Is Used in Mental Health

How Cognitive Reframing Is Used in Mental Health Psychotherapy Print Using Cognitive Reframing for Mental Health By Amy Morin, LCSW facebook twitter instagram Amy Morin, LCSW, is a psychotherapist, author of the bestselling book 13 Things Mentally Strong People Dont Do, and a highly sought-after speaker. Learn about our editorial policy Amy Morin, LCSW Updated on December 03, 2019 Tetra Images / Getty Images More in Psychotherapy Online Therapy Reframing is  a technique used in therapy to help create a different way of looking at a situation, person, or relationship by changing its meaning.?? Also referred to as cognitive reframing, its a strategy therapists often used to help clients look at situations from a slightly different perspective. The essential idea behind reframing is that a persons point-of-view depends on the frame it is viewed in.  When the frame is shifted, the meaning changes and thinking and behavior often change along with it. Another way to understand the concept of reframing is to imagine  looking through the frame of a camera lens. The picture seen through the lens can be changed to a view that is closer or further away. By slightly changing what is seen in the camera, the picture is both viewed and experienced differently. Examples Reframing may be used with adults or teens to change the way they think, feel, and behave. Here are a few examples of how reframing may be used in therapy:   In a family therapy session, Carla complains bitterly that her mother is overly involved in her life, constantly nagging her about what she should be doing. In attempting to shift Carlas negative view of her mother, the therapist offers this reframe: Isnt it loving of your mother to teach you ways to take care of yourself so youll be prepared to live on your own without her?A teen in individual therapy is struggling to accept the limitations of having a chronic illness. The therapist attempts to reframe how the teen views his illness by saying, Can you think of your illness as a built-in reminder to take care of your health throughout your life?A teen is upset she didnt make the basketball team. The therapist asks her what positive things could come from not making the team. The teen is able to say she will have more free time and with enough practice, she might be able to make the team next year.A boy says his mother has ruined his life by taking away his smartphone privileges becau se he was caught texting while driving. A therapist talks about the dangers of texting while driving and the reasons his parents may want to teach him not to do that. Eventually, he is able to see that his mothers actions werent meant to ruin his life, but instead, were meant to save his life. How to Help Your Teen Reframe the Situation While this technique is often used in therapy, its something that you can use with your teen at home as well. With practice, your teen will learn to remind himself that his initial conclusion is only one possible explanation. Teens often think their outlook is the only way to see a problem. If a friend didnt call back she must be mad. Or, if a teen fails a test it must mean hes stupid. Ask questions like, Is there another way to look at this situation? or, What are three other possible reasons this could have happened? Help your teen see that there are likely dozens of potential reasons a problem exists. For example, her friend might not be returning her text messages because shes busy or because she got her phone taken away. Pointing out alternatives to your teens insistence that her friend is angry can help her see things from another view. You might also help her reframe the situation by saying, Your friend may need to cool down before she talks to you because she likes you a lot and doesnt want to say something mean out of anger. Validate your teens feelings?? by saying, I know you are nervous that she hasnt called you back. I know when I feel nervous I always imagine the worst-case scenarios but often, those things I imagine arent even true. You also might help your teen stay mentally strong by asking, What would you say to a friend who had this problem? Your teen is likely to speak to others in a kinder and more compassionate way than she talks to herself. The goal should be to help your teen develop  healthy self-talk.?? Eventually, shell learn how to coach herself as she begins to recognize there are many ways to view the same situation. 4 Steps to Shift Perspective and Change Everything

African Americans Discrimination Essay - 2819 Words

Discrimination and Poverty in African Americans Abstract Discrimination and poverty are problems that many are currently facing in the United States. African Americans in particular are the most affected by discrimination and poverty. Currently the economic status of African Americans in the United States is 56 percent of that of Whites when comparing income, unemployment, homeownership, business ownership, median net worth and poverty rates. As Malcolm Gladwell discusses in â€Å"Black Like Them† (1996) African Americans are seen as lazy people and they are therefore blamed for their own fate. This research investigates if discrimination reduces job and educational opportunities for African Americans. It was found that African Americans†¦show more content†¦Overall, the economic status of African Americans will continue to be compromised until they are able to secure an education, and until they are trusted and given the chance to compete for good paying jobs in the labor market. New York Senator Charles Schumer addressed Black male unemployment and demanded for a new effort to fix the growing problem. An article published this year in the New York Times â€Å"Plight Deepens for Black Men† (2006) stated that in the year 2000 sixty-five percent of Black high school drop out males in their 20s were unemployed, and by 2004, that figure grew to 72 percent. Schumer said, â€Å"This crisis is profound, persistent and perplexing†Show MoreRelatedThe Discrimination Of African Americans1167 Words   |  5 Pagessouth and the discrimination that African Americans faced. In reality, discrimination occurred nationwide and it followed every person of color during the late 19th and 20th century. Even if laws were implemented that stated that those who are citizens shall have their rights protected that was not the case for people of color. As we will see, blacks were not the only ones that were targeted. 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This issue has escalated for manyRead MoreVoting Discrimination in African American Communities739 Words   |  3 Pages Discrimination in voting has been a prevalent issue in the African American community. Before the Voting Rights Act of 1965 poll taxes, literacy tests, and physical intimidation have prevented African Americans from voting. While this problem is widely recognized as an issue of the past it is still made possible through racial gerrymandering. This is an important matter because it has restricted fully entitled American citizens from voting. In 1870 Congress passed the fifteenth amendment, whichRead MoreRacial Discrimination And The Health Of African Americans911 Words   |  4 PagesRacial discrimination is the ground root of disparities letting African Americans to low socioeconomic status and poor health outcomes. Why disproportionality in health is so high among African Americans in the United States? 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Essay on An Analysis of Culture in Things Fall Apart

The novel â€Å"Things Fall Apart† written by Chinua Achebe, is a tale based on the traditional beliefs and customs of an Ibo village during late 1800’s Africa. Through the telling of this story, we witness the remarkable depth of Igbo culture through its functions of religion, politics, judiciary and entertainment. One of Achebe’s challenges was to illustrate the Ibo’s religious system. Even though the Ibo people had little contact with the outside world, they had developed their own beliefs and practices that became essential elements in their everyday lives. The Ibo religion played a role in the way they raised their families, communicated, entertained, and governed their society. Similar to those of the early Egyptian and Greek religions,†¦show more content†¦As well as maintaining good morals and values, the Ibo people further connected with their gods and ancestors through the act of sacrifice. The Ibo people would sacrifice anything from fruit, small animals and in some instances, people. On page 17, Unoka explains that, â€Å"before I put any crop in the earth, I sacrifice a cock to Ani, the owner of all land. It is the law of our fathers. I also kill a cock at the shrine of Ifejioku, the god of yams.† Although some of the practices of the Ibo religion may s eem harsh, its primary goal is to maintain a peaceful and just society. Just as the Ibo celebrate religion with their gods, they also celebrate with each other. Later on page 97, Tortoise explains that he has, â€Å"†¦learned that a man who makes trouble for others is also making it for himself,† which demonstrates how the Ibo people followed principles similar to that of the â€Å"golden rule† found in many other religions of the time. Achebe also illustrates the Ibo judiciary and political system throughout the entire story. Similar to those in other cultures, the Ibo people had a very structured social order. 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At times he may be very stubborn, like most men. With many occasions he is very impatient and struggles with controlling his anger. In the book, he is exiled for seven years. During those seven years missionaries come into the village and try to make all of the Ibo tribe convert into Christianity. SinceRead MoreChinua Achebe s Life Of Literature830 Words   |  4 Pagesinterested his African culture and thereby conforming to associate himself to his local traditions. (Africa) Achebe was offered admission to study medicine at University college in Ibadan, he rather chose to study liberal arts, an area that resonates better for him. During his undergraduate studies, he happened to read a book that really motivated him into writing Mister Johnson by Joyce Cary, Achebe believes Mister Johnson portrayed Nigeria virtually without in-depth analysis and negatively. HeRead MoreWhen Things Fall Apart by Chinua Achebe689 Words   |  3 PagesWhen Things Fall Apart Things Fall Apart was a fictional story that documented the tragic death of the successful and highly respected Okonkwo, a leader in the Umuofian tribe; and upon further analysis, his death serves as a symbol of a much greater tragedy: the white man’s destruction of an entire culture through a forced societal transformation and conversion into Christianity. However, it is in my opinion that the conversion was a combination of the white man’s imperialistic actions, meshed withRead MoreChinua Achebe s Things Fall Apart1308 Words   |  6 PagesIn Things Fall Apart by Chinua Achebe, the reader is taken on a literary journey to a Nigerian tribe, the Umuofia, to experience first-hand the struggles of a warrior named Okonkwo. At first glance, the novel appears to be written for a very specific audience: scholars familiar with Nigerian history, traditions, and culture. However, upon further examination the novel reveals itself to be a striking chronicle of human experiences, universal themes, and timeless struggles that appeal to every human

Financial Inclusion for Inclusive Growth Free Essays

Financial Inclusion for Inclusive Growth: Institutions and Innovations Debesh Roy( I. Introduction An essential pre-requisite for inclusive and sustainable growth is capital formation through credit and financial services. While the benefits of growth due to reforms in India, have concentrated in the hands of those already served by the formal financial system, a large section of the rural and urban poor still do not have access to the formal banking channel. We will write a custom essay sample on Financial Inclusion for Inclusive Growth or any similar topic only for you Order Now The backward regions of the country, too, lack basic financial infrastructure. The Reserve Bank of India (RBI) has, therefore, formulated the policy of financial inclusion with a view to provide banking services at an affordable cost to the disadvantaged and low-income groups. Financial inclusion makes growth broad based and sustainable by progressively encompassing the hitherto excluded population. The idea of financial inclusion in India has its roots in the co-operative movement which started in the year 1904. Historically, nationalization of commercial banks in 1969 was the most significant effort towards financial inclusion, which led to the spread of bank branches in rural and semi-urban areas. The access to banking services has increased considerably, as may be gauged from the fact that the average population per branch has decreased from 64,000 in 1969 to 13,400 as at the end of March 2011[1]. However, there are still some under-banked states in the country like Bihar, Odisha, Rajasthan, Uttar Pradesh, Chhattisgarh, Jharkhand, West Bengal, and the North-Eastern States. Further, in spite of the enhanced outreach of banks in rural areas and the implementation of directed credit, the growing credit needs of farmers, rural artisans and entrepreneurs could not be adequately met from banks during the post-nationalization period. The RBI, therefore, urged banks to review their existing banking practices to align them with the objective of financial inclusion. According to the RBI (RBI, 2008) access to safe, easy and affordable credit and other financial services by the poor and vulnerable groups, disadvantaged areas and lagging sectors is recognized as a pre-condition for accelerating growth and reducing income disparities and poverty. Moreover, access to a well-functioning financial system, by reating equal opportunities, enables economically and socially excluded people to integrate better into the economy and actively contribute to development and also protect themselves against economic shocks. NSSO data reveal that 45. 9 million farmer households in the country (51. 4 per cent), out of a total of 89. 3 million households do not have access to credit, either from institutional or non-institutional sources (Government of India, 2008). Further, despite the vast network of bank branches, only 27 per cent of total farm households are indebted to formal sources (of which one-third also borrow from informal sources). Farm households not accessing credit from formal sources as a proportion to total farm households is especially high at 95. 91 per cent, 81. 26 per cent and 77. 59 per cent in the north-eastern, eastern and central regions respectively. Thus, apart from the fact that exclusion in general is large, it also varies widely across regions, social groups and asset holdings. The poorer the group, the greater is the exclusion (RBI, 2008). The RBI has observed that out of 600,000 habitations in the country, only about 5 per cent have a commercial bank branch (RBI, 2010). Also only about 61 per cent of the population across the country has bank account (savings), and this ratio is much lower in the north-eastern states. Further, 18 per cent of the population has debit cards and about 2 per cent has credit cards (RBI, 2011). India has a significantly low level of financial penetration compared with OECD countries. Further, while the access to bank branches in India fares better than that of China and Indonesia it is worse off when compared with Malaysia and Thailand. However, in terms of financial access through ATMs, India fares poorly compared to select Asian peer group countries (RBI, 2010[2]). In view of the poor level of financial inclusion in India, the RBI has accorded top-most policy priority to financial inclusion, by advising commercial banks, to formulate specific Board approved Financial Inclusion Plans (FIP) and to act on them on a mission mode. Banks were also advised by the RBI to provide banking services tin every village having a population of over 2000 by 31 March 2012, through bank branches as well as through various ICT-based models including through Business Correspondents (BCs). Banks were also encouraged to cover the peripheral villages with population less than 2000. There has been some improvement in the status of financial inclusion in the country in the last couple of years. Yet the extent of financial exclusion is staggering. Out of every 1000 persons, only 99 had a credit account and 600 had a deposit account as at end-March 2011. This underlined the need to strengthen the financial inclusion drive through well thought out policies (RBI, 2011). Against this backdrop this paper attempts to examine and analyse policy issues related to the promotion of financial inclusion through various institutional and product innovations, and their impact on the achievement of widespread and sustainable inclusive growth. Rest of the paper is organized as follows: Section II presents the status of financial inclusion in India. State-wise Index of Financial Inclusion (IFI) has been developed in Section III. Section IV analyses the role of institutions in promoting financial inclusion. Section V examines innovations in financial inclusion which could lead to inclusive growth. Demand side innovations for financial inclusion have been analyzed in Section VI. Section VII concludes the paper and suggests policy initiatives for the achievement of inclusive growth through financial inclusion. II. Status of Financial Inclusion in India There has been a consistent increase in the penetration of banking services in India in recent years. However, the rate of increase in the penetration of banking services in the rural and semi-urban areas has been much lower than that in the urban areas. Further, penetration of banking services has been lower in the central, eastern and north-eastern regions of the country compared to the more developed northern, southern and western regions. In order to address this issue, the RBI liberalized the branch authorization policy in December 2009, giving freedom to domestic scheduled commercial banks to open branches at Tier 3 to 6 centres (with population of up to 49,999 as per the Population Census of 2001) without having the need to take permission from RBI in each case, subject to reporting. The RBI has been encouraging banks to expand their network both through setting up of new branches and through the Business Correspondent (BC) model by leveraging upon information and communication technology (ICT). This has resulted in an improvement in the status of financial inclusion in 2010-11 over the previous year, as indicated in Table 1. However, the extent of financial exclusion is still quite substantial. This is evident from the fact that only 61. 2 per cent of the population had a deposit account, and 9. 9 per cent had a credit account. Hence, the extent of financial exclusion underscores the need to focus on the strengthening of the financial inclusion drive through a planned, coordinated and innovative approach. Table 1 Progress of Financial Inclusion in India |Sl. No. |Indicator |2009-10 |2010-11 | |1 |Credit-GDP Ratio |53. 4 |54. 6 | |2 |Credit-Deposit Ratio |73. |76. 5 | |3 |Population per Bank Branch |14,000 |13,138 | |4 |Population per ATM |19,700 |16,243 | |5 |Percentage of Population having deposit accounts|55. 8 |61. 2 | |6 |Percentage of Population having credit accounts |9. 3 |9. | |7 |Percentage of Population having debit cards |15. 2 |18. 8 | |8 |Branches opened in Tier 3-6 centres as a per |40. 3 |55. 4 | | |cent of total new bank branches | | | |9 |Branches opened in hitherto unbanked centres as |5. 6 |9. | | |a per cent of total new bank branches | | | Source: Report on Trend and Progress of Banking in India 2010-11, RBI During 2010-11 4826 new branches of scheduled commercial banks were opened. It may be observed from Table 2 that majority of the branches (66. 4 per cent) were opened in the more developed regions viz. northern (23. 2 per cent), southern (26. 2 per cent) and western (17. 0 per cent). The less developed regions accounted for 33. per cent of new branches opened viz. central (18. 1 per cent), eastern (13. 5 per cent) and north-eastern (2. 0 per cent). Further, rural and semi-urban branches accounted for 22. 3 per cent and 41. 7 per cent of new branches, respectively. On the other hand, the share of urban and metropolitan branches stood at 17. 9 per cent and 18. 1 per cent, respectively. Table 2 Distribution of New Bank Branches of Scheduled Commercial Banks across Regions and Population Groups (2010-11) |Regions |No. of new branches |Population groups |No. f new branches | |Central |874 (18. 1) |Rural |1077 (22. 3) | |Eastern |650 (13. 5) |Semi-urban |2011 (41. 7) | |North Eastern |97 (2. 0) |Urban |865 (17. 9) | |Northern |1120 (23. 2) |Metropolitan |873 (18. ) | |Southern |1263 (26. 2) | | | |Western |822 (17. 0) | | | |Total |4826 | |4826 | Note: Figures in parentheses are percentages to total new bank branches. Source: Report on Trend and Progress of Banking in India 2010-11, RBI A major instrument of financial inclusion is the Kisan Credit Card (KCC). KCC enables farmers to access credit at the right time, to meet their pre-sowing as well as well as post-harvest needs. Region-wise and institution-wise status of sanction of KCC as on 31 March 2011 is furnished in Table 3. It may be observed that the southern region accounted for the highest share of KCC issued (36. 3 per cent) and the amount sanctioned (32. 5 per cent), followed by the central region with 22. 8 per cent of KCC issued and 23. 7 per cent of the amount sanctioned. The eastern region was ranked third with 17. 2 per cent of cards issued, but was ranked fourth with 10. 2 per cent of the amount sanctioned. The northern region which was ranked fourth (12. 6 per cent) in terms of cards issued, was ranked third in terms of amount sanctioned (23. 6 per cent). The more developed western region, however, accounted for 9. 5 per cent of cards issued and 9. 2 per cent of amount sanctioned. The least developed north-eastern region accounted for 1. 6 per cent of cards issued and 0. 8 per cent of the amount sanctioned. Government of India has launched a programme called ‘Bringing Green Revolution in Eastern India (BGREI)’ in the states of Assam, Bihar, Chhattisgarh, Jharkhand, Odisha, Eastern Uttar Pradesh and West Bengal, with a view to address the constraints limiting the productivity of rice based cropping systems. BGREI is expected to raise the demand for agriculture credit and accordingly, banks need to give a special thrust to issuing KCC in these states. Among institutions, the share of commercial banks was the highest in terms of the number of KCC issued (54. per cent) as well as amount sanctioned (69. 4 per cent). While the share of cooperative banks in terms of the number of KCC issued was higher (27. 7 per cent) than that of RRBs (17. 4 per cent), the share of RRBs (15. 8 per cent) was higher than that of cooperative banks (14. 8 per cent) in terms of amount sanctioned. It is, therefore, imperative that in order to achieve greater financial inclusion, there should be a focus on strengthening RRBs and the cooperative credit institutions. Table 3 Kisan Credit Card Scheme (As on 31 March 2011) (Amount in `crore and Number of cards issued in ‘000) |Cooperative Banks |RRBs |Commercial Banks |Total | |Region |Cards Issued |Amount Sanctioned |Cards Issued |Amount |Cards Issued |Amount | | | | | |Sanctioned | |Sanctioned | |High Financial | | | | | | | |Inclusion (0. 5-1) | | | | | | |Punjab |1. 00 |0. 85 |0. 34 |0. 61 |1 |6 | |Karnataka |0. 75 |0. 59 |0. 48 |0. 59 |2 |9 | |Maharashtra |0. 61 |0. 37 |1. 00 |0. 57 |3 |2 | |Kerala |0. 92 |0. 85 |0. 28 |0. 57 |4 |10 | |Tamil Nadu |0. 74 |0. 50 |0. 9 |0. 52 |5 |4 | |Himachal Pradesh |0. 86 |0. 98 |0. 16 |0. 51 |6 |11 | | | | | | | | | |Medium Financial | | | | | | | |Inclusion (0. 3-0. 5) | | | | | | | |Uttarakhand |0. 71 |0. 4 |0. 15 |0. 46 |7 |5 | |Haryana |0. 71 |0. 65 |0. 17 |0. 45 |8 |1 | |Andhra Pradesh |0. 74 |0. 46 |0. 26 |0. 45 |9 |8 | |All-India |0. 50 |0. 35 |0. 40 |0. 41 | | | |Jammu Kashmir |0. 57 |0. 41 |0. 24 |0. 39 |10 |21 | |Sikkim |0. 7 |0. 81 |0. 07 |0. 37 |11 |3 | |Gujarat |0. 54 |0. 42 |0. 17 |0. 36 |12 |7 | |West Bengal |0. 44 |0. 25 |0. 29 |0. 32 |13 |17 | | | | | | | | | |Low Financial | | | | | | | |Inclusion ( How to cite Financial Inclusion for Inclusive Growth, Papers

Graded Unit Plan Hnd Music Performance free essay sample

The whole project itself must contain  areas of all of the course modules and how it has helped me construct this piece of work. By the end of the year I should have a detailed portfolio that shows that I can present that I have learned the required and  necessary aspects of the core units throughout the year and be in a strong position to accept any work within the music  industry. The examination of the project is not completely relying my practical aspect of the graded unit, for example in the HNC  graded unit. It was key for me that there was visible evidence shown to provide backup to my overall mark. However in the  HND graded unit, I am provided with an assignment brief and it is up to me what position of the music industry I will be  applying to and then present to a panel on why I should get the desired job that I have chosen. I must also show off my  business skills throughout my research with a log book, my preparation and how I evaluate all of the specific information to  the panel so I can be graded on my specific job role. Throughout the graded unit I will have an ability to analyse and digest knowledge and present my skills throughout the  whole of the graded unit, by highlighting all of the key elements of the HND course. During the process of the graded unit I will have developed a stronger approach to my study and this will keep my  organisational skills to a high level and during the process of composing the graded unit, my research skills will go from  strength to strength. Throughout the graded unit, my musical knowledge will soar to a new level and I will have a better understanding and I will  appreciate music a lot more from analysing music and getting a better knowledge of music. Also I will be able to develop my  performing aspect of the course and have more of a professional approach to performing; I will also have gained other  aspects of music that I will never have touched on such as areas like the composition aspect of the course. This will give me  an insight to what it would be like to actually compose a piece of music, rather than what I normally approach when making  music. During the process of composing the graded unit, I will be able to look back on my own work and criticise and be   judgemental on what I can change and what can improve on in the graded unit as an overall and this will help me in later  study and later life when being given a big chunk of work like the graded unit. By reflecting on my work it will give me the  confidence to submit a piece of work that I am very pleased with and able to have no doubts about the work that I am  presenting. Whilst doing the graded unit, I will be able to apply the skills that I have attained through study and from my performing  aspect of my course in to the graded unit. This will further my knowledge and it will give me a better idea of what will need  to provided when finalizing the graded unit project. Whilst composing the graded unit. I will be studying the job role as a performer. During the process of me studying these  areas, the graded unit will open my eyes to different styles of music which I can apply to my playing and this will develop  me as a player and an overall musician. This will help me immerse myself in the desired styles and get a feel for what the  music is about and by doing the graded unit; it will help me appreciate music more. By approaching different styles, it would  mean that I could walk into different jobs throughout the industry without fear. The graded unit is a lengthy piece of work and requires a lot of time and effort put into it to get the best possible grade. By  doing the graded unit piece, this disciplines me on how to structure my work rate and it will give me a better idea on how to  work when going into further study or when going into the music industry work place. By doing the graded unit I will be able to respond quickly to changes in the workplace effectively and use my skills that I  have gained from the graded unit to the best of my ability. This means that I wont hesitate at any job role that comes up  when working in the music industry. Also by having the skill to work quickly and effectively, this will build my reputation and  I will have more options for work down to my reputation as a performer. By the time the graded unit is finished, I will understand the general idea on how the music industry works and it will help  my general skills also when communicating and working at the top of my game. This will keep me busy in the music  industry and will set me off to a lengthy career in the music industry. When completing the graded unit portfolio, I will need to make sure that all of the units that are required in my portfolio as  this will help me when it comes to presenting my portfolio in the interview and when submitting the graded unit. I will need  to plan how I am going to structure the graded unit and make sure that all of what is asked is being covered when  referencing the mandatory units. Once I have my plan sorted, I will submit my plan to my tutor to get it checked and make sure that I am meeting the  requirements. Once I know that what I have submitted is acceptable. I will then work on my own on the graded unit and the  presentation for employment. When my plan is all checked and everything is ok, I will then be given a date that I must  complete the graded unit for, this will give me enough time to carry out all of the required tasks that the graded unit is  asking me to provide. Throughout the process of me completing the portfolio of the graded unit, I am allowed to ask for help  at any time if I am finding any area of the graded unit difficult. I must not plagiarise any work that I wish to use as my own, I  will have to compose each answer in my own words and I must reference any work if I wish to use someone else’s work. I  will also have to complete a dated logbook that will show a timeline of my progress during the process of completing the  graded unit. My grade will be judged on the overall product and what amount of time I have taken to complete this task. Although I will be marked on this piece as a whole, I must structure the graded unit into three parts, i. e. the planning stage  which is worth 30% of my mark. The development stage which is worth 60% of the grade and the evaluation of the graded  unit, which is 10% of my mark. Information gathered in response to the brief The job role that I have chosen to discuss about in my graded unit is a session drummer. From my understanding I must be  at a high level of my instrument by knowing a wide range of styles and having a good understanding on how to read music  when going into a session. During the process of composing the graded unit, I am going to keep a detailed log book on my  progress as a drummer throughout the course of writing the graded unit. This means that I can work on various styles and  sight reading that I have learned in my instrument specific classes and apply my progress into the log book. This will give  me a good understanding on how I am progressing as a musician and also it will open new gateways for my musical  knowledge. I understand that I will need to be practicing a lot more regularly as well if I am to be called for any job that  requires me, so I know that I will be giving my best each time. Title of the project Graded Unit 2 the Working Life of a Session Musician in the Music Industry (A Statement Of The Project Issue/Solution, Swot Analysis Etc) Throughout the process of composing my graded unit I will need to keep a detailed logbook of my progress as a  session musician. I must apply all of the manditory units from my HND course and provide evidence how the units in my  course have helped me further my knowledge and musicality when completing my graded unit project. I will be given a time  limit for me to complete my graded unit. This will make my organisational skills much better and it will give me a better idea  to manage my time when working as a session musician in the music industry if I am to be very busy with work. I will construct a SWOT analysis to help me along the way to complete the project. This will give me a better understanding  on what is my weaknesses and what I will have to work on throughout the progress of the project. My strengths are I can work under pressure I can play a variety of styles such as rock, pop, reggae, jazz, bebop and Latin. I am flexible. I am good at working with others. I manage my time well. My weaknesses are My sight reading skills arent great quality I need time to grasp things properly My technical skills are quite basic. My forte of playing is very limited. My Opportunities are I am able to reflect on my playing I will be able to play with other musicians I will be constantly learning and will learn from mistakes. I will be able to become a more rounded musician. My Threats are Making a comfortable living from playing music Not being guaranteed work If two musical jobs clash and I need to work on the two of them. Not receiving work at all. I will have to provide a presentation and interview when finalizing my work for the graded unit. I plan to use a computer  program called Microsoft PowerPoint, which I will have used previously during my teaching unit in the HND. This will give a  basic idea on the required units of the course and I can discuss them when I am in the interview. This will also make my  interview more interesting visually and more interesting to the assessor. Through this I can combine the interview and  presentation into one. Once I have finished the graded unit, I will organise a date with my tutor and once a date has been  agreed, I will then present all of this on that date. Statement of the aims of the practical assignment including personal goals and targets The graded unit is a piece of work that will showcase my skills that I have attained whilst studying the HND course and it will  present my knowledge of the music business to the best of my ability. With this piece of work, I am hoping that it will open  gateways for me as a musician and I am also hoping to challenge myself to get the best possible mark that I can achieve  and prove myself that I can compose a portfolio of work that I will be very pleased with and I would be happy to present this  to a future employer if I was asked to attend an interview in a related field to the music industry. The graded unit project consists of a project and an interview that will take place with someone I have chosen to work on  the role as a session musician. I will provide information on what it will be like working as a session musician in the music  industry. I will keep a detailed logbook and provide a presentation that will be shown to someone whether that is an  employer or someone who has had a consistent role in the area that you are presenting about. The whole project itself must  contain areas of all of the course modules and how it has helped me construct this piece of work. I am hoping that by  referencing the course modules, it will give me an insight to how I have progressed as a musician and how each module will  have helped me progress through the year. By the end of the year I should have a detailed portfolio that shows that I can present that I have learned the required and  necessary aspects of the core units throughout the year and be in a strong position to accept any work within the music  industry. The examination of the project is not completely relying my practical aspect of the graded unit, however, when reflecting on  the practical areas of the HND course, it will help me a lot by reflecting on what I have learned and how I can construct that  into my logbook, for example in the HNC graded unit. It was key for me that there was visible evidence shown to provide  back up to my overall mark. However in the HND graded unit, I am provided with an assignment brief and it is up to me what  position of the music industry I will be applying to and then present to a panel on why I should get the desired job that  have chosen. I must also show off my business skills throughout my research with a log book, my preparation and how I  evaluate all of the specific information to the panel so I can be graded on my specific job role. Timescale for Conducting the Project Once I have received my plan back and everything is ok, I will then make a start on the developing stage of the graded unit. I will do a weekly plan on the graded unit and work on it one bit at a time. This will give me time to reflect on each area of  the graded unit, it will also keep me aware of my progress and I will be able to monitor it a lot better when rounding  everything up weekly. I will do some level of teaching throughout the process to give me more experience and open up a  new gateway for me when work as a session musician dries up. This will also give me more confidence when it comes to  presenting the graded unit, as I will be a lot more relaxed and I will be able to speak more fluently and get my points across  a lot easier as well. As for interview preparation, I plan to work on this a month before the deadline of the graded unit. Once  or twice a week I will ask someone to be the assessor and I will present my work to them. By the time it actually comes to  the interview and presentation, I will feel a lot more relaxed towards the presentation and it wont feel daunting if I wasnt to  prepare for it. A statement demonstrating appropriate ways of working to achieve aims For the teaching aspect, I will work closely with the Btec student that I have been working with in the teaching element of  the course. The reason I would like to do this is because I get one well with my student and I find it very easy to work with  him. Whilst I am working with my student, I will recap on areas that will help me further my study in terms of styles of music  and certain exercises that will excel my reading skills. I can also look back at my instrument specific classes with my  student and go over areas that I wasnt great at and persevere to work on my reading skills. My student is a very good  sight-reader of music and I am sure he can even teach me little things that will help me progress, because this wont be a  practical lesson like my instrument specific classes, I will feel a lot more relaxed and I feel I will be able to react quicker to my  students way of teaching when he is explaining things that he can teach me. I can reference lots of styles that I have came  across and work on them throughout lessons. This will get me used to working with various styles and it will further my  knowledge of theory which I have learned throughout my music theory classes. I will also look at various videos of lessons and see how they work and how I can apply this into my teaching methods. I will  also attach lesson plans that I have created, so I can keep track of not only my progress but my student’s progress. In my  logbook I can structure dates on these lessons and arrange possible lessons with my student and also it will back up the  progress in my log book. In terms of starting up a teaching business, I can hire out the rooms in my college and teach my student there. This will be  a lot easier as well because I already know the staff at the college and rates for lessons can be significantly cheaper rather  than going to a studio in Glasgow. Again I will be working with new people all of the time and this will further my confidence  and give me the social skills to succeed when it comes to the interview/presentation for the graded unit portfolio. The interview planning is something I can do anywhere, whether thats with a parent, friend, relative or another member of  family. Again I can plan all of this into my logbook which will keep me organised when meeting deadlines with lessons and  interview plans. I can also apply a SWOT analysis to this and this will also further my knowledge because I will be able to reference on my  strengths and weaknesses and apply that to my ways of working, liked I learned in my entrepreneurship unit. Identification and explanation of the sources of information The evidence that I am going to provide to the employer is quite a few things to show how versatile I am. The first area of  evidence that I will provide is a video of a lesson between me and my student. This will show me working with others and  getting on with them. This will show what I am like as a person and it will show a small area of my playing and reading  skills. I will also provide lesson plans and handouts to give further evidence. The second piece of evidence that I will provide  will be a video of a live performance. This will show that I can play in a live atmosphere, it will also show my musicality with  other musicians on stage and it will also show my timekeeping with the band I will be playing with. Finally the last piece of  evidence will be a video of me playing a wide range of styles that I have learned in my instrument specific classes and showcase them on video with a metronome. This will show diversity in my playing and also it will show that I can work with a  metronome and then go into a recording studio and record a track for the artist I would be working for. Identification of the resources (including time For the project to be completed, I will need a video camera for my video evidence. I will need pens and paper and pencils  and a computer and printer to write up lesson plans, feedback on lessons and manuscript to write notation. I will also need  a phone and peoples numbers to contact them and carry out the exercises that I need to do to complete my graded unit. I will need musicians also to complete my visual aspects of evidence. Things like pens and paper that is all available from a shop that I can purchase from. In terms of computers and printers, I  have the option to use the library in my college or my local library to write up plans or print out handouts or notation. In  terms of musicians, I am at a music college which has an array of musicians. I can ask any of them to help carry out my  evidence to have a successful presentation. An explanation of How the project will be conducted with reasons for the choice of methods used In college, there is a video camera which is used for filming performances. I could use this to film my lesson with my student  and I could also get my various styles done on the video camera too. The reason why I would be doing this is because I will  be able to film in my college; resources will be there such as computers to print out handouts and whiteboards to write  lesson plans on. There will also be a drum kit, so I wont have to take a drum kit to a place to film. This is the best way for  me because it will cost me no money in terms of printing and filming. Also it will make things easier for my student because  he attends the college also and it is a very easy place for both of us to get to. In terms of the live performance video, I already have footage of live performances on YouTube. I can get access to these  videos very easily and I can also supply more than one video. Also I can provide performances from my live performance  unit at the college, so I feel that the resources that I have provided and where I will be able to access them will be the best  for me completing my graded unit. I can also provide recordings of music that I have recorded in the past to show that I can work in a studio environment such  as working with metronomes and also working with musicians in the studio, so I feel that, that will be another good piece of  evidence that I can provide for my portfolio. For the presentation, I am going to provide a PowerPoint presentation with headings of all the areas that I am going to cover  in my presentation. I will also construct a handout for the assessor to reference when I am explaining everything. During the  presentation, my video evidence will be shown also when I am presenting to the assessor. Things like the recorded tracks; I  can condense these into choruses to show a brief idea what my studio work is like. My lesson with my student, I will chop  that down into small chunks to briefly show what my teaching is like and I will show a longer clip of an area in the lesson  which I feel that I excel with the student. This will show how I get on with the student and it will also show the students  progress. Finally for the genres of music, this will be the longest video which I shall conclude the interview with. This will  end the lesson with a visual aspect and it will also keep the assessor interested, and more likely to enjoy doing the interview. As I mentioned earlier, I am going to plan a month in advance with a family member or a friend and I will go through my  interview with them. At the end of the interview, I will ask for feedback and ask what I can improve on for next time. This will  be good practice because it will give me an insight to what keeps people interested and what bores them. I can then apply  the feedback to my presentation and I will then have no fear in being nervous and boring the assessor. A statement of the criteria used to assess the effectiveness of the route chosen The criteria that I have chosen is to show all elements of my playing, I plan to add all of the stylistic areas that I have  covered in my instrument specific class, this will cover areas such as reggae, rock/pop, jazz, bebop and Latin. I have videos  that provide evidence of me playing these styles to a decent level and this will look better on me for the employer. By  adding a visual element to my method, this will save a lot of money for me and the employer instead of arranging auditions  so they can hear me play my instrument to a good standard. Also by adding MP3 files, this will give the employer a better  idea of what I am like in the studio, i. e. playing along to click tracks. I can provide evidence also from my instrument specific  classes because I will be playing along to backing tracks with a metronome. Areas such as my composition project, this will  show another aspect of my recording skills because I am able to provide evidence that I can compose a piece of music as  well as play drums. I am currently in a singing class in the college, this also opens my options for the employer by having   the option to sing onto a backing track if I was to be in the recording studio. This will show off my skills to a high level and it  will show that I can adapt as a musician and deal with new situations when confronting them face to face. With the amount  of visual evidence also, this will show that I have a high level of experience that gives me an even better advantage of being  hired by the employer.